AccessBank strives to be a responsible bank and provide a comprehensive range of financial services that are appropriate to the needs of our clients, including loan products, current and savings accounts, money transfer and payment services, plastic cards and trade financing. AccessBank aims to achieve the highest banking standards, in particular with respect to efficiency, transparency, customer satisfaction, responsibility, prudence and human resource development. As a commercial bank with a full banking licence, AccessBank also offers financial services to other categories of clients, including larger enterprises and international organisations, especially when this delivers the synergies with AccessBank's core mission.
AccessBank focuses on micro and small business because this sector is vital for the development and diversification of Azerbaijan's economy, the creation of jobs and the elimination of poverty. While most micro and small businesses operate profitably and their flexibility helps them to absorb economic shocks, their growth is often limited by a lack of access to financial services. AccessBank has been created in order to close this gap: to provide access to European standards of financial services for the micro and small business community as a whole, including the households who form part of this community, and to create a more inclusive financial system. AccessBank's dedicated products and risk management technology, specifically developed to serve these sectors, allow the bank to do this efficiently and profitably. AccessBank's profitability facilitates the bank's long-term sustainability, rapid expansion and maximum impact.
AccessBank's shareholders are united in their commitment to development, enabling AccessBank to invest extensively in increasing outreach without focusing on maximising short-term returns. AccessBank invests intensively in the training of its young and highly motivated staff to ensure the best possible service for the bank's customers and the sustained growth of AccessBank.