The branches of the Bank are engaged in the following activities:
Attracting demand and term deposits (savings) and other refundable funds in a non-cash manner;
Providing loans (secured and/or unsecured), including consumer and mortgage lending, factoring with recourse or without such rights, forfaiting, leasing services, and other types of lending;
Opening and maintaining accounts for individuals and legal entities;
Providing cash settlement services and services related to the safekeeping of cash, securities, and payment instruments;
Issuing payment instruments (including credit and debit cards, traveler's checks, and bank transfer promissory notes);
Buying and selling financial instruments (including checks, transfer promissory notes, debt obligations, and deposit certificates), foreign currency, precious metals and stones, currency and interest derivatives, shares and other securities, as well as forward contracts, agreements on swaps, futures, options, and other derivatives related to currencies, stocks, bonds, precious metals, and interest rates on behalf of itself or its clients;Accepting and placing precious metals as deposits;
Providing guarantees for the fulfillment of obligations, including guarantees, and opening letters of credit on its own behalf or on behalf of clients;
Engaging in professional activities in the securities market;
Providing services as a financial advisor, financial agent, or consultant;
Providing information and services related to loans and creditworthiness checks;
Accepting documents and valuables, including cash, for safekeeping (in special rooms or safety deposit boxes);
Collecting and sending valuables, including banknotes and coins;
Issuing payment instruments, including credit and debit cards;
Providing information related to loans and creditworthiness.