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Consumer loan

Are you halfway there? Looking for a suitable cash loan offer?
So, we have a special loan offer for you!

Choose the loan that suits you

Cash loan
up to 30 000
If you urgently need money, our cash loan will come to your aid!
  • starting from 14%
  • up to 48 months

Cash loan Order
Terms & conditions
  • Loan amount: min. 500 AZN - max. 30 000 AZN
  • Term: min. 6 months - max. 48 months
  • Annual interest rate: starting from 14%
  • Effective Annual Percentage Rate (EAPR): min. 14% - max. 26.8%
  • Fee and commission expense when you take a loan: 0-1%
  • Repayment: by annuity scheme (equal installments)

Advantages
  • Quick process of registration
  • Minimum list of required documents
  • Possibility to pay the credit online without visiting the branch

Requirements
  • Citizenship of the Republic of Azerbaijan
  • Age from 25 to 65 years
  • Seniority at the last working place at least 6 months
  • Identification and certificate of Employment *

* When analyzing customer data, the bank may require additional documents, and the terms of crediting may be amended accordingly. You can also print your help using the E-Government portal (www.e-gov.az) in the branches of AccessBank.


Interest rate

Approximate plan of repayment of the loan in the amount of 1 000 AZN with the condition of payment once a month for 12 months:

Term Monthly repayment (2%)
1-st month 90 AZN
2-nd month 90 AZN
3-rd month 90 AZN
4-th month 90 AZN
5-th month 90 AZN
6-th month 90 AZN
7-th month 90 AZN
8-th month 90 AZN
9-th month 90 AZN
10-th month 90 AZN
11-th month 90 AZN
12-th month 88.47 AZN
1000 AZN + 78.47 AZN = 1078.47 AZN

Credit card
up to 10 000
Get a grace period of up to 50 days for each payment from the card!
  • up to 36 months
  • Annual interest rate: 24%
  • Grace period: up to 50 days
  • Commission costs: 0%
Credit card Order
Terms & conditions
  • Amount: under 10 000 AZN
  • Term: 36 months
  • Annual interest rate: 24 - 26%
  • Grace period: up to 50 days
  • Commission costs: 0%

Advantages
  • Grace period up to 50 days
  • A refund of a certain part of the amount spent within the cash-back AccessQazanc program when paying by card
  • With the help of myAccess easy and convenient to track the card account and make payments online

Requirements
  • Age: minimum of 25 years old
  • Identity card *
  • Official salary

* When analyzing customer data, the bank may require additional documents, and the terms of crediting may be amended accordingly. You can also print your help using the E-Government portal (www.e-gov.az) in the branches of AccessBank.


Commission (cash withdrawal)
In ATMs of AccessBank min. 2 AZN/USD/EUR max. 1%
In ATMs of banks-residents min. 2 AZN/USD/EUR max. 2%
In ATMs of non-resident banks min. 3.5 AZN/USD/EUR max. 2%
At POS-terminals AccessBank min. 1 AZN/USD/EUR max. 1%
At POS-terminals of banks-residents min. 2 AZN/USD/EUR max. 1.5%
At POS-terminals of non-resident banks min. 6 AZN/USD/EUR max. 1.5%
Secured loan
up to 60 000
If you urgently need money, our cash loan will come to your aid!
  • starting from 23%
  • up to 48 months
Secured loan Order
Terms & conditions
  • Loan amount: min. 10 000 AZN - max. 60 000 AZN
  • Term: min. 12 months - max. 48 months
  • Annual interest rate: starting from 23%
  • Effective Annual Percentage Rate (EAPR) on loans: min. 20% - max. 32.61%
  • Commission: 1%
  • Collateral: real estate in the name of the client or a first-degree relative
  • Repayment: by annuity scheme (equal installments)
  • Effective Annual Percentage Rate (EAPR): min. 25% - max. 26.6%

The loan amount and all accrued interest must not exceed 65% of the market value of the mortgaged real estate.

Loan calculator

Duration
Sum
Salary
Monthly payment

Annual interest rate

Why AccessBank?

Easy registration

Quick documentation process and minimal lists of documents

Special offers

Discount and various loan offers according to market requirements

Gift credit card

Make your payments easily with a grace period of up to 50 days

Order your loan online now!

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