Management Board

Evgenia Gashikulina

Acting Chairman of the Board

Evgenia Gashikulina has more than 17 years of experience in MSME and retail business development, credit risk, training and staff development.

Until April 2019 she has worked as a senior banker in at I.D. Inspiring Development GmbH, having experience in several countries and in diverse operating environments and institutions.

In 2008-2015 Ms. Gashikulina served in several senior and executive positions at the Moldavian subsidiary of a major international MSME banking group (ProCredit Bank).

Prior to her carreer as bank manager, Ms. Gashikulina served as a bank adviser in the microfinance facility of the European Bank for Reconstruction and Development (EBRD) in Kyrgyzstan, where she was in charge of setting up microfinance departments in four partner banks.

Evgenia Gashikulina received B.SC degree in finance and banking management from the Faculty of Finance and Banking Management at the Kyrgyz-Russian Slavic University, after which she continued her education at the ProCredit Academy, the Frankfurt School of Finance and Management, as well as Business Oxford University School.

She speaks Russian and English.

Tel: 151

Andrei Zainulin

Deputy Chairman of the Board

Mr. Zainulin has 15 years of banking experience; his focus areas are credit risk management and loan recovery, financial and operational risk management and AML.

Mr. Zainulin was appointed to the position of Deputy CEO in April 2019 by General Assembley of Shareholders.

Since May 2017, he has been the senior banker at I.D. Inspiring Development GmbH, involved in institutional turnaround projects.

In 2015-2017, Mr. Zainulin served as a management board member at financial company Microinvest (Moldova), ensuring the institution’s return to growth with improvement in loan portfolio quality and operational efficiency.

In 2004-2015, he worked at various positions in ProCredit bank Moldova, including 3 years as Deputy CEO.

He graduated from the Moldovan State University, after which he continued his education at the ProCredit Academy, Frankfurt School of Finance and Management.

He speaks Russian, English and Romanian.

Tel: 151

Elshan Hajiyev

Executive Director Finance/Control

Mr Hajiyev was the Head of the Finance and Accounting Department Since the foundation of AccessBank.

Before joining AccessBank Mr. Hajiyev had worked at HSBC Bank in Baku as a financial control supervisor for 6 years and, prior to that, at the Industrial Investment Bank of Azerbaijan in Baku and for Menatep Bank in Moscow. In 2013 he was appointed as Executive Director for Finance/Control. Mr Hajiyev holds a master’s degree in “Motor Transport Economics and Organization” from the Moscow Institute for Roads and Motor Transport and a diploma in financial services management from the Institute of Financial Services, UK (former Chartered Institute of Bankers).

He speaks Azerbaijani, Russian and English languages.

Tel: 151

General directors

Executive directors

Currencies Rates

USD 1.6900 1.7010
EUR 1.9789 2.0395
Non-cash payment

Non-cash payment

USD 1.6990 1.7025
EUR 1.9991 2.0355
GBP 2.3235 2.3946
RUB 0.0226 0.0234



* - calculating by cash purchase rate