myCard Junior

SMS banking allows cardholders to receive information about the status of card accounts via SMS. In any movement of funds in the account, the client receives an SMS-notification to the mobile phone about the transaction (purchase of the card, withdrawal of cash, etc.).The SMS Banking service can be easily activated through the myAccess application.

3d Secure is an advanced technology that allows you to avoid fraud when using payment cards on the Internet. The bank verifies the authenticity of the card and the identity of its owner in real time — that is why a high level of protection is achieved.

Security of transactions is ensured by the mandatory entry of the cardholder with a one-time password, which is automatically sent by the bank as an SMS message to the mobile phone.

Cardholder receives the password directly at the moment of operation, and it can be used only once. Even knowing all the details of the card, fraudsters will not be able to make an online payment on the card connected to the service on the site supporting this technology, as the SMS will come only to the mobile phone number cardholder.

The service is free of charge.

"Cash by Code" is a fast, convenient and safe transfer of funds via ATM at any time of day, to a person who does not have a bank card. In order to use this service to the sender of funds it is necessary to insert the card in the ATM, choose the ATM menu "cash by Code", then the sender must enter the amount of transfer and mobile phone number of the recipient of funds.

The system generates a 10-digits code in two parts. The first part of the code (the first five digits) is sent as an SMS message to the mobile phone number of the recipient of the transfer, and the second part of the code (the last five digits) is printed as a cheque and remains with the sender. The sender must inform the recipient of the transfer the code specified in the cheque. To receive cash, the recipient must approach the ATM and enter both parts of the code sequentially (the first part comes by SMS-message and the 2nd part informs the sender).

By card-to-card service you can quickly and conveniently transfer money from one card to another both inside AccessBank and on cards of all banks-participants of Millicart network. The funds transferred by you will reach the addressee within 30 minutes.

The amount of funds transferred by means of "card to card" is not limited.

"Card-to-Card" operation is carried out as follows:

The main advantages of "Card-to-Card" service::

Service rates

* Commission is charged from the sender

This service allows you to change the pin-code of the payment card by ATM. PIN Change Service can be carried out at any time during the day.

This service is available only in ATMs and AccessBank cards..

The PIN Change operation is performed in the following way:

The main advantages of "Card-to-Card" service:

The cost of the service - 1 AZN.

Find the necessary information:

Daily tasks tracking

Travel arrangements

To join VisaConcierge service:

To join MasterCard Concierge service:

myCard holder is provided with international travel insurance.
The insurance is valid only if the trip payment has been made with myCard.
Insurance payments are being paid in the following cases:

For Visa myCard Standard/Premium/Junior/Business

For Visa myCard Lux

You can get the full list of insurance cases, as well as an insurance certificate for submission to embassy for obtaining a visa, by contacting the Bank's Contact Center, the concierge service or using the following link (only for myCard cards):

https://cardholderbenefitsonline.com/search-service
Region: Eastern Europe and Central Asia
Card type: Visa Platinum / Infinite
Access code: Aspire2016

In case of insurance case, the client must contact the insurance company through the concierge service, international support numbers or e-mail.

+380444993975, +74959376453, +442087628373
[email protected]