| Duration (months) | Standard annual rate | Interest rate by campaign (from 02/24/2025, applies only to deposits opened within the campaign on the terms of this campaign)* | For deposits opened with the “Automatic recovery” prolongation option before 03/09/2023 Since the activation of “Automatic recovery” prolongation** | |||
| Interest monthly payment | Interest payment at the end of term | Interest monthly payment | Interest payment at the end of term | Interest monthly payment | Interest payment at the end of term | |
| 6 | 10.25% | 10.75% | 10.75% | 11.25% | 3% | 4% |
| 12 | 10.5% | 11% | 12% | 12% | 6% | 6.5% |
| 18 | 11% | 11.5% | 12% | 12% (+0.25%)* | 6.5% | 7% |
| 24 | 11% | 12% | 11.75% | 12% (+0.25%)* | 6.5% | 7% |
| Duration (months) | Standard annual rate | Interest rate by campaign (from 09/05/2024, applies only to deposits opened within the campaign on the terms of this campaign)* | For deposits opened with the “Automatic recovery” prolongation option before 03/09/2023 Since the activation of “Automatic recovery” prolongation** | |||
| Interest monthly payment | Interest payment at the end of term | Interest monthly payment | Interest payment at the end of term | Interest monthly payment | Interest payment at the end of term | |
| 6 | 1% | 1.5% | 3.5% | 4% | 0.1% | 0.3% |
| 12 | 2% | 2.3% | 4% | 4.5% | 0.5% | 1% |
| 18 | 2% | 2.4% | 3.5% | 4% | 0.5% | 1% |
| 24 | 2% | 2.5% | 3.5% | 4% | 0.5% | 1% |
* - Note: Deposit campaign in AZN is valid until 05/01/2025.
+0.25% may be added to the interest rate of deposits opened with a deposit amount of over 100,000 AZN and a term of 18-24 months, with interest payable at the end of the term, at the customer's request.
In case the annual interest rate on the deposit is higher than the interest rate on protected deposits set by the Deposit Insurance Fund, (currently set at 12% p.a.) at the request of the client, the deposit can be accepted at the interest rate on protected deposits set by the Deposit Insurance Fund.
** - Note: For deposits opened on the terms of "Automatic recovery" prolongation until 03/09/2023, at the time of activation of "Automatic recovery", the annual interest rate provided for this type of deposits in the Table No. 1 and interest on the deposit with the moment of prolongation are calculated based on the annual interest rate.
* - Note: Deposit campaign in US dollars is valid until 04/01/2025.
In case the annual interest rate on the deposit is higher than the interest rate on protected deposits set by the Deposit Insurance Fund (currently set at 2.5% p.a.), at the request of the client, the deposit can be accepted at the interest rate on protected deposits set by the Deposit Insurance Fund.
** - Note: For deposits opened on the terms of "Automatic recovery" prolongation until 03/09/2023, at the time of activation of "Automatic recovery", the annual interest rate provided for this type of deposits and interest on the deposit with the moment of prolongation are calculated based on the annual interest rate.
During automatic renewal of term deposits of existing clients with deposits in manats, the following interest rates are applied to these deposits: :
During the automatic renewal of term deposits of existing customers with US dollar deposits, the following interest rates are applied to these deposits: