Let your money work for you
| Duration (months) | Standard annual rate | Interest rate by campaign (from 12/16/2024, applies only to deposits opened within the campaign on the terms of this campaign)* | For deposits opened with the “Automatic recovery” prolongation option before 03/09/2023 Since the activation of “Automatic recovery” prolongation** | |||
| Interest monthly payment | Interest payment at the end of term | Interest monthly payment | Interest payment at the end of term | Interest monthly payment | Interest payment at the end of term | |
| 6 | 10.25% | 10.75% | 10.5% | 11% | 3% | 4% |
| 12 | 10.5% | 11% | 10.5% | 11% | 6% | 6.5% |
| 18 | 11% | 11.5% | 11.25% | 12%* | 6.5% | 7% |
| 24 | 11% | 12% | 11.25% | 12%* | 6.5% | 7% |
| Duration (months) | Standard annual rate | Interest rate by campaign (from 09/05/2024, applies only to deposits opened within the campaign on the terms of this campaign)* | For deposits opened with the “Automatic recovery” prolongation option before 03/09/2023 Since the activation of “Automatic recovery” prolongation** | |||
| Interest monthly payment | Interest payment at the end of term | Interest monthly payment | Interest payment at the end of term | Interest monthly payment | Interest payment at the end of term | |
| 6 | 1% | 1.5% | 3.5% | 4% | 0.1% | 0.3% |
| 12 | 2% | 2.3% | 4% | 4.5% | 0.5% | 1% |
| 18 | 2% | 2.4% | 3.5% | 4% | 0.5% | 1% |
| 24 | 2% | 2.5% | 3.5% | 4% | 0.5% | 1% |
* - Note: +0.25% may be added to the interest rate of deposits opened with a deposit amount of over 100,000 AZN and a term of 18-24 months, with interest payable at the end of the term, at the customer's request.
** - Note: For deposits opened on the terms of "Automatic recovery" prolongation until 03/09/2023, at the time of activation of "Automatic recovery", the annual interest rate provided for this type of deposits in the Table No. 1 and interest on the deposit with the moment of prolongation are calculated based on the annual interest rate.
* - Note: Deposit campaign in US dollars is valid until 01/01/2025.
If the annual interest rate for deposit is higher than the interest rate on the secured deposits specified by Deposit Insurance Fund, then at the request of the client, deposit can be accepted at the rate of the secured deposits determined by the Deposit Insurance Fund.
** - Note: For deposits opened on the terms of "Automatic recovery" prolongation until 03/09/2023, at the time of activation of "Automatic recovery", the annual interest rate provided for this type of deposits and interest on the deposit with the moment of prolongation are calculated based on the annual interest rate.
During automatic renewal of term deposits of existing clients with deposits in manats, the following interest rates are applied to these deposits: :
During the automatic renewal of term deposits of existing customers with US dollar deposits, the following interest rates are applied to these deposits:
Insured deposit
Your deposits are insured by the Deposit Insurance Fund.
Payment of interest at will
You can receive interest income monthly or at the end of the term.
Gift card
Get a gift debit card with placing an amount of 30,000 AZN (USD equivalent) and above
High interest income
Together with AccessBank you can receive more income from your deposit
Minimum initial amount requirement
The minimum amount to open a deposit
Automatic contract renewal
Automatically extend the term of your deposit without coming to the bank
You can now get your monthly interest income in a more convenient way through the card. You can easily use the extra interest you earn, both in cash and non-cash. In addition, the SMS banking service is additionally provided by the bank. It is enough to place a minimum of 30,000 AZN to get a deposit card for free.
Apply for a deposit account online and get a callback from our staff as soon as possible.
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